Q4 Planning, Rates Near 7.5% & Buyer Guides | October 2026

Welcome to the final quarter of the year! It might feel a bit early, but getting a head start on 2027 planning today—rather than waiting until December 31st—can make a world of difference.

And this isn't just about real estate! Whether it’s scheduling family time, planning vacations and school breaks, reviewing taxes, or fine-tuning your family budget and retirement accounts, now is the ideal time to get ahead.

Market Update: Rates & Buyer Opportunities Mortgage rates continue to creep higher. My preferred lender, Dara, currently has the lowest posted rates I’ve seen at 7.50%, compared to the national average of around 7.60%.

• Buyer Strategy: As we touched on last week, these market conditions create real opportunities. Properties that have been sitting on the market a bit longer give buyers more room to negotiate. If you are looking to buy right now, that is definitely where I recommend looking!
  
  

Article of the Week I came across an article this week that I found genuinely interesting: The ‘Silver Tsunami’ Could Solve the Inventory Problem—and Create a Demand Problem.

I’m really curious to hear your thoughts on it. Simply reply directly to this email or send me a message to let me know what you think!

New Website Features & Free Downloads I’ve recently added several new resources to my website, including free downloadable guides!

Take a look at our new First-Time Homebuyer Page [Insert Link Here], where I break down: 

• What a free, no-obligation consultation actually involves.

• The exact key insights, market details, and clear action steps you should leave with.

As always, whether you have questions about the local Sacramento market or just want to chat through your goals, I’m always here to help!

Do you know someone buying their first home in Sacramento? They need a strategy, not just Zillow!